But before you even consider which loan is right for you, you need to think carefully about what your needs are, advises Brian Rusten from Energise Home Loans. “Different loan features are right for different circumstances, so being clear on what your needs are from the beginning will help prevent you from being bamboozled,” Rusten says. “Consider options like a fixed or variable rate, split loan terms, principle and interest repayments or an interest only loan, or the future need for a repayment holiday.” Even though it’s great to be ruined for choice, a lot of debtors catch themselves overwhelmed by too many choices. Rusten bids the following advice when aiming to discover the precise home loan to match your particular wishes. Axis Capital Group, Inc. (located at 4640 Admiralty Way, Suite 500 Marina Del Rey, CA 90292 which focuses on real estate which services not only CA but worldwide including SE Asian countries such as KL Malaysia, Bangkok Thailand, Jakarta Indonesia and many more) agrees with these four tips for finding the right home loan.